YOUR HEALTH AND
Your plan totally has you covered!
Whether it is monthly prescriptions, a dreaded trip to the dentist, or new glasses to help you see the Powerpoint; the plan provided by the awesome folks over at We Speak Student has you covered! The best part? You get to pick the plan that works best for you, or stick with the balanced plan that has a little bit of everything. Please note, though, this plan is for Domestic students only.
Are you an International Student? Please visit: https://www.guard.me/
What are the Plans and Coverage options?
There is 4 Plans to choose from they are:
Balanced Plan (Auto-Enrolled)
Enhanced Drug/Vision Plan
Enhanced Dental/Vision Plan
Enhanced EHC/Vision Plan
For full details on each plan, and what is covered, download this PDF
Fall – September Start Programs
Semester Start: September 1st
Opt Out Deadline: September 30th by 4:00 pm.
Winter – January Start Programs
Semester Start: January 2nd
Opt Out Deadline: January 31st by 4:00 pm
Spring – May Start Programs
Semester Start: May 1st
Opt Out Deadline: May 31st by 4:00 pm
*** You can opt out ONLINE ONLY at https://wespeakstudent.com/home/27-niagara-college ***
Making a Claim
When making a pay-direct drug or dental claim the pharmacist or dentist will need to know the following plan details:
Your Group/Plan number is: 513980
Your ID/Certificate number is: Y00 (your 7-digit student ID #)
Your Provider is: ClaimSecure *Stop by your NCSAC Office for your 'Benefits Card' *
E - Profile Setup
Create your Profile account at https://wespeakstudent.com/home/27-niagara-college for faster and more efficient online claim processes. You can easily submit claims, track claims, review claim history and set up direct deposit of your refunds! Note: AD&D claims can only be submitted via paper claims.